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For many eligible participants, the Post-9/11 GI Bill is a better solution than other education benefit programs, such as the Montgomery GI Bill - Active Duty, Montgomery GI Bill - Selected Reserve and the Reserve Education Assistance Program (REAP). However, this decision depends on several factors, including the type of education or training you plan to take and the amount of benefits received under each program.
In choosing the VA education benefit best suited for you, consider the following questions:
View case studies showing the difference between the Post-9/11 GI Bill and the Montgomery GI Bill (Active Duty).
View case studies showing the difference between the Post-9/11 GI Bill and the Montgomery GI Bill (Reserves) and the REAP program.
What type of training do you plan on taking?
Types of training that can be taken under current GI Bill benefits include college (undergraduate, graduate), certificate programs, on-the-job training, apprenticeship training, flight training, and non-college degree courses. The Post-9/11 GI Bill can only be used for programs taken at a college or university.
View a breakdown of which types of training are covered under each GI Bill.
Election of Benefits
If you wish to receive benefits under the Post-9/11 GI Bill and you are eligible for the Post-9/11 GI Bill and another GI Bill benefit such as the Montgomery GI Bill you will be required to make an irrevocable choice of which benefit you wish to receive. If you are eligible for the Post-9/11 GI Bill and two or more other education benefit you must make an irrevocable choice to give up ONE of the other education benefits, however you will remain eligible to the benefit you did not relinquish. Because you are now eligible for two education benefits, you MAY be able to change which education benefit you draw depending on your eligibility.
For example: you have eligibility under the Post 9/11 GI Bill and the Selected Reserve GI Bill. You can get a degree in electrical engineering under the Post-9/11 GI Bill at a community college, then you can enroll in an apprenticeship program with the electrician's union under the Selected Reserve GI Bill and receive Journeyman certification.
If you are not planning to use the Post-9/11 GI Bill now, you do not need to make your election immediately but should wait until closer to the time in which you wish to use benefits.
How much will you get under each benefit?
The monetary issue is most likely a very important factor you will consider before selecting a benefit. While you may think you will receive more money under the Post-9/11 GI Bill, that will not always be the case.
Under the Post 9/11 GI Bill you may receive:
Under all other GI Bill programs:
You will receive a monthly payment at a rate set by Congress that does not vary based on your expenses.
View a breakdown of the monetary benefits under the various GI Bills.
Factors to Consider
Different amounts payable based on time served.
The Post-9/11 GI Bill payment is based on the amount of service completed after September 10, 2001. Your tuition & fees payment, housing allowance, and book stipend are all based on this percentage. You will receive a larger benefit if you served more active duty or mobilization time.
Reminder: The Post-9/11 GI Bill is only payable at an Institution of Higher Learning (IHL), you are only eligible for GI Bill benefits for other types of training if you have eligibility under other GI Bill programs such as the Active Duty GI Bill, Reserve GI Bill, REAP, or VEAP. You should contact your Education Service Officer or the VA for more information.
View a breakdown of the benefits under the various GI Bill.
For active-duty personnel, the following table applies:
| Active Duty Completed after September 10, 2001 | Percentage of Maximum Amount Payable |
| At least 36 months | 100% |
| At least 30 continuous days on active duty and discharged due to service-connected disability | 100% |
| 30 months to 36 months | 90% |
| 24 months to 30 months | 80% |
| 18 months to 24 months | 70% |
| 12 months to 18 months | 60% |
| 6 months to 12 months | 50% |
| 90 days to 6 months | 40% |
For reservists, the following table applies:
Active Duty Completed after September 10, 2001 | Percentage of Maximum Amount Payable |
At least 36 months | 100% |
At least 30 continuous days on active duty and discharged due to service-connected disability | 100% |
30 months to 36 months | 90% |
24 months to 30 months | 80% |
18 months to 24 months | 70% |
12 months to 18 months | 60% |
6 months to 12 months | 50% |
90 days to 6 months | 40% |
Please contact us if you need additional assistance with financing your education. |